If you are considered an employee at your place of employment in Connecticut, then there is a high chance you are covered by your employer’s workers’ compensation insurance policy. In fact, under Connecticut workers’ compensation law, any business with one or more full-time, part-time, or contracted employee is required to purchase workers’ compensation insurance, unless they can prove they have adequate self-insurance that substitutes workers’ comp.
Given that you have a near-100% guarantee that you are covered by your employer’s workers’ compensation policy, you should not hesitate to file for workers’ comp benefits after being injured on the job. Yet, you need to beware that your employers might see things differently and try to convince you from usingyour right to file a workers’ compensation claim. Dishonest companies may try a variety of ploys to block workers’ comp filings, no matter the severity of the injuries suffered by their workers.
Underhanded tactics an employer may try to use to hinder your right to file a claim include:
- Pay you off: A favorite strategy of dishonest employers is trying to pay you a bit of money if you agree to not file a workers’ compensation claim. It can be tempting to accept an unofficial “settlement” upfront from your boss, but you should not do it under any circumstance. It will only open up a world of legal complications, and it will not be enough to keep you financially afloat while you recover.
- Offer medical costs: Some employers tell injured employees that they will cover their medical costs themselves as long as they don’t file a workers’ compensation claim. Only, a bit down the line, the employee realizes they arenot going to be reimbursed for medical costs, and now it is too late to file a workers’ compensation claim.
- Say they will go out of business: To try to scare employees into inaction, some employers say that they are going to go out of business if a workers’ compensation claim is filed. This is, of course, completely unrealistic. Workers’ compensation benefits are provided by the insurance policy they have already purchased, not from their own pockets.
- Lie to you about coverage: As a final desperate tactic, your employer might lie and say you arenot covered by their workers’ compensation insurance policy. Although, as previously explained,all employees are covered under Connecticut’s workers compensation laws. This includes undocumented immigrants as well.
Why Would Your Boss Try to Block Your Workers’ Comp Rights?
It might seem unthinkable for your employer or boss to workagainst you when you need workers’ compensation benefits. After all, they probably treat you kindly on a day-to-day basis, so why would they suddenly be your adversary here? The answer is unfortunately simple: they want to save money. The more workers’ compensation claims filed by employees under a single policy, the higher the monthly insurance premiums paid by your employer will climb. By trying to coerce you into not filing a claim, your employer is trying to watch their own bottom line, rather than looking out for what is best for you.
Has your Connecticut employer tried to convince you to not file for workers’ compensation after a work-related injury? It is time to stand up for your rights before it is too late to take action. You only have one year to file your claim in most cases, so waiting too long can rob you of your deserved benefits. Instead of hesitating, come to the Law Offices of James A. Welcome. We have a long history of managing difficult and contested workers’ compensation claims and cases for our clients throughout Connecticut, and we would be honored to see how we can help you, too.
Protect your right to workers’ comp benefits. Start right now by calling (203) 806-7922. Se habla español.